New Year and Year-End Greetings

The Ideas for Your Article in this section focus on season’s greetings. If you would like to use one of these articles in your news and announcements section, simply let us know the article number (in parentheses after the title). Don’t use one of our newsletters? Find out more here.

New Year? New Goals! (#1019-1586)

It’s the new year, and for many people it means a time for making resolutions. One resolution to consider making is to call me if you have an idea, concern, or question you want to discuss.

The beginning of the year is a great time to discuss your investment allocation, reallocations, retirement goals, and important year-end tax planning issues. I encourage you to call and schedule a time when we can discuss your financial plan. I look forward to working with you this year and wish you and your family a healthy and prosperous new year

Season’s Greeting: Enjoy the Holiday Season (#1018-1521)

As we enter this busy season of parties, family gatherings, and shopping, I want to wish each of my clients and friends a very happy holiday season. Enjoy the time you have with your family and friends, and be sure to relax and appreciate the spirit of the season. Time passes so quickly, and it’s important to enjoy the present as it happens.

I also want to take a moment to thank you for your continued trust and confidence in me. I am truly grateful for your loyalty and enjoy the relationship we have. I feel privileged to be able to help you with your financial needs. Thank you, too, for the referrals you have sent me throughout the year. It is a wonderful compliment to know that you are pleased enough with my services to recommend your colleagues and family to me.

So, have a happy holiday season, and I look forward to serving you in the year ahead.

Financial Planning and the Holidays (#1018-1522)

This time of year is filled with planning for the holidays and also for the new year. From a financial standpoint, it is a time to review your financial plan, goals, and objectives.

Only when you know what you want to achieve can you evaluate the results of your investments. For example, if your primary goal is capital appreciation and income, you shouldn’t expect the returns typically generated from stocks. Also, keep in mind it is not too late to make adjustments to your portfolio to adjust your tax liability. Please call if you would like advice on how to handle unrealized gains and/or losses in your portfolio.

Lastly, thank you for the opportunity to serve you. I appreciate your business and aim to do everything I can to help you work toward your financial goals. Please call if you would like to discuss your financial plan.

New Year Brings New Goals (#1018-1523)

The new year is a good time to set new goals, both personally and professionally, to gain a new perspective and renewed enthusiasm. This could be your year to make things happen, fulfill dreams, reduce debt, save, and invest.

If you have not already done so, take the time to decide what your financial objectives are, how you would like to improve your financial position, and call for an appointment so we can discuss ways to help you address these this year.

I would also like to take the time to say thank you to all my clients. I pledge to maintain a high degree of service and integrity that will enable me to continue to earn your trust and confidence. I will continue to bring you up-to-date and useful information concerning various topics that may assist you in planning for your future.

New Year Lessons (#1018-1524)

The holiday season is quickly approaching. The time has come for laughter, fun, and making resolutions for the new year. To me, this is the most enjoyable time of the year, when my family and friends gather and enjoy the harvest of 12 months of hard work.

The holiday season is also a time to reflect upon the financial challenges we faced this year. Each year brings new lessons to learn, and this year was no different. The volatility of the past year strengthened our need for and reinforced the importance of financial planning.

I, too, have been thinking about making resolutions. Among them is my ongoing resolve to provide quality service. If you feel I could be of more service to you, please let me know. If you are pleased with the service you receive, I would appreciate it if you would tell a colleague or friend who may benefit from my services.

Thank you for your continued trust and confidence. I look forward to working with you next year and for many years to come. As always, if you have any concerns or questions, do not hesitate to call.

New Goals for the New Year (#1018-1525)

For many, the new year means it’s time to make resolutions. One resolution to consider making is to call me if you have an idea, concern, or question you want to discuss.

The beginning of each new year is a great time to discuss your investment allocation, reallocations, retirement goals, and important year-end tax planning issues. I encourage you to call and schedule a time when we can discuss your financial plan and to see if your goals have changed. I look forward to working with you this year and wish you and your family a healthy and prosperous new year.

Season’s Greeting (#1018-1526)

During the rush of the year, we tend to overlook the important friendships that are the true basis of business relationships. One of the great pleasures I enjoy during the holiday season is the opportunity to exchange greetings with those whose friendship and goodwill I so highly value.

In this spirit, it is my pleasure to say thank you and extend my sincere appreciation for the very pleasant association I enjoy with you and for the confidence and trust you have placed with me.

May you and those close to you enjoy a joyous holiday season and a healthy and prosperous new year.

Season’s Greetings: Wishing You the Best (#1018-1527)

As the holidays fast approach, I am reminded of how much I appreciate your continuing friendship and business. It is with great pleasure that I take this moment out of my normal business schedule to personally thank you for your business and for the trust and confidence you have shown me during the past year.

I look forward to continuing my association with you in the coming new year and following years. I wish you all the best this holiday season can bring, and may the new year bring you all the love, happiness, and success you deserve.

Season’s Greetings: A Healthy New Year (#1017-1458)

How healthy are you?  You may be relieved to hear that I am referring to your financial health, not your physical health.  To be physically healthy, you need a diet and exercise plan and consistently strive to meet your goals.  Financial health works much in the same manner.

A financial plan is similar to a diet and exercise program.  You need to monitor your progress and ensure you stick to the financial plan.  Your goals are long term, so if you get off track at times, such as by not saving for a month, you can make up for it by returning to the plan.

Just like exercising is easier with a partner, managing money may also be easier if you have someone to help monitor your financial progress and encourage you along the way.  That’s my job.  I am here to work with you to design a financial plan, follow it, and strive to help you meet your objectives.

As you know, it is often a long time before you see the effects of healthy living.  This is also true financially.  Many of your financial objectives are probably long term, such as paying for your children’s college educations or funding a leisurely retirement.  You will be able to see the potential benefits of following your financial plan if you hang in there for the long term.

Please call at any time if you would like to discuss your financial health or if you need encouragement.

Don’t Break This Resolution (#1017-1459)

You probably made a list of resolutions for the new year.  You may have even broken one or two already.  However, here is a simple resolution for you to keep:  make an appointment with me to review your financial plan.  While this idea is fresh in your mind, call my office to schedule your appointment.  This meeting will only take an hour or so.  Then you can enjoy a sense of accomplishment by crossing one item off of your 2018 resolutions list.

Much like medical checkups or vehicle maintenance, your portfolio needs regular financial checkups as well.  Wouldn’t it be disappointing to find out you were on the wrong financial course?  Your financial goals are too important to take that risk.

Don’t let this year slip by.  Please take advantage of my services and call today for an appointment so we can review your financial plan together.

Is It Already 2018? (#1017-1460)

Can you believe we are already quickly approaching 2018?

I would like to take the opportunity to thank you for your continued trust in my staff and me.  My first priority is to work with you, monitor and adjust your investment plan as needed, and help you pursue your short- and long-term financial goals.  Providing you with quality financial service is my commitment to you.

I appreciate all the referrals you provided, as it is such a great compliment.  I feel privileged working with you and look forward to continuing our relationship in 2018 and beyond.

Season’s Greetings and New Year Reminders (#1017-1461)

As the holiday season draws near, I’d like to add a few reminders before the festivities begin.

Did you have the joyous occasion of a new baby or new grandchild this year?  Do you need to make beneficiary changes to any of your life insurance policies or IRAs?

Has your salary increased this year, and have you increased your personal disability insurance income policy to reflect that?  If you are saving the additional dollars you earn, you are in great shape.  If you simply increased your spending, take a look at your budget to find out how you can save more instead.

Is there a child in your life who will be receiving a monetary gift for the holidays?  Do you need help finding appropriate investment alternatives?

Thank you for your confidence in me, your continued business, and your referrals.  I wish you a season of family and friends and a prosperous new year.

Righting What Is Wrong (#1017-1462)

It is the beginning of another new year, and somewhat mystical to me how this simple fact can give us such strong feelings of self-examination.  Or maybe we want a fresh start or to right some wrongs.  How many of you make resolutions?  Are they personal or financial?  How many of those resolutions do you keep?  Keeping your resolutions is the key to achieving your goals.  Write down your resolutions and make them your own.

Season’s Greetings: The Past and the Future (#1017-1463)

The new year is a great time to reflect on the past year and think about what occurred in your life.

My main concern is to help clients pursue their financial goals.  I can do that by helping you create a financial plan you can stick to and that will enable you to have the finances you need to enjoy life now and in the future.

I also want to make your life easier by helping you eliminate your concerns about your finances.  Once you have a financial plan in place and follow it, I will do my part to monitor your situation and contact you when we need to meet.  Please feel free to call at any time if you think we need to make a change or if you have any questions regarding your financial plan.

I am very thankful for your continued confidence and the referrals sent my way.  I look forward to working with you in the new year and helping you meet your financial goals.

The New Year and Resolutions (#1017-1464)

If you’re like most people, you have made some New Year’s resolutions.  One resolution you should keep is having an asset allocation plan:  the strategic mix of stocks, cash, and fixed-income investments in your portfolio.  You should also reassess your investment objectives quarterly.  Market volatility in 2018 is expected, so I still emphasize investing in quality securities while keeping risk in mind.

If you need help establishing, revising, or monitoring a financial plan to help assure you are still on track toward achieving your financial goals, please call.  I want to help you enter the new year with a plan.