Below is a list of upcoming and past topics for 401(k) Update. If you would like to see the full issue, simply email us at csr@icgnews.com. Please take a moment to review all of the personalization options available with 401(k) Update. Each issue of 401(k) Update has been reviewed by FINRA, but your compliance department may also require review of the newsletter before sending to your clients and prospects.

Summer 2024:

• Watch Out for Retirement Derailers
• Tips for Your 401(k) Plan (substitute feature article)
• Tax Planning Tips
• Tax Planning and Retirement
• Pay Yourself First (substitute feature article)

Spring 2024:

• Take Time to Reassess
• Encourage Estate Planning (substitute feature article)
• 4 Steps to Increase Financial Confidence
• Calculating Your Financial Ratios
• Market Timing vs. Buy and Hold (substitute feature article)

Winter 2024:

• Saving and Life Planning
• The Need for an IRA (substitute feature article)
• 6 Signs You Need a Financial Plan
• Your 401(k) Plan When Changing Jobs
• Keep Saving after Retirement (substitute feature article)

Fall 2023:

• A 3-Step Asset Allocation Plan
• Calculating Your Investment’s Basis (substitute feature article)
• Risk Tolerance and Retirement
• Should You Borrow from Your 401(k) Plan?
• Which Goals Is More Important? (substitute feature article)

Summer 2023:

• Pump Up Your Retirement Savings
• Why Budgets Are Important (substitute feature article)
• Giving Back
• Rules for Retirement Investing
• Watching Your Stocks (substitute feature article)

Spring 2023:

• How Flexible Is Your Financial Plan?
• Don’t Underestimate Inflation in Retirement (substitute feature article)
• Tips for the Sandwich Generation
• Review Your Portfolio’s Performance
• Get Your 401(k) Plan on Track (substitute feature article)

Winter 2023:

• Watch Out for These Portfolio Mistakes
• Can You Really Save 50% of Your Income? (substitute feature article)
• 4 Steps for Financial Confidence
• Debt and Your Retirement
• Credit Issues as You Age (substitute feature article)

Fall 2022:

• 401(k) Plan Mistakes to Avoid
• Dealing with Stocks with Losses (substitute feature article)
• Asset Correlations
• 10 Ways to Boost Saving
• God Investing Habits (substitute feature article)

Summer 2022:

• How to Catch Up on Retirement Savings
• Staggered Retirements (substitute feature article)
• 5 Steps to Create an Investing Plan
• Do You Really Need 70%? (substitute feature article)

Spring 2022:

• Pension Plans vs. 401(k) Plans
• Straighten Out Your Financial Accounts (substitute feature article)
• 6 Questions to Ask before Investing
• Investing Before and During Retirement
• A Fundamental Investing Principle (substitute feature article)

Winter 2022:

• Sufficient Funds for Your Entire Retirement
• Time: Friend or Foe? (substitute feature article)
• Is Your 401(k) Plan Enough?
• Overcoming Your Fear of Investing
• How to Be Financially Responsible (substitute feature article)

Fall 2021:

• Watch Out for These Retirement Derailers
• Everyone’s Plan Is Different (substitute feature article)
• Bonds and Interest Rate Changes
• Money Personalities and Saving
• How 401(k) Matching Works (substitute feature article)

Summer 2021:

• Leaving a Legacy
• Overdiversification (substitute feature article)
• What Kind of Retirement Do You Want?
• 7 Psychological Traps
• Do You Have a Rainy Day Fund? (substitute feature article)

Spring 2021:

• Pump Up Your Retirement Savings
• The Need for an IRA (substitute feature article)
• Why Have an Asset Allocation Strategy?
• Focus on the Basics
• Keep Saving after Retirement (substitute feature article)

Winter 2021:

• How Do You Know If You’re Saving Enough?
• A Pay-Yourself-First Strategy (substitute feature article)
• Your Risk Tolerance and Retirement
• New to Investing? Mistakes to Avoid
• Cut Financial Clutter (substitute feature article)

Fall 2020:

• Take Time to Reassess
• Encourage Estate Planning (substitute feature article)
• Avoid These 401(k) and IRA Mistakes
• Overcoming 5 Retirement Fears
• Watching Your Stocks (substitute feature article)

Summer 2020:

• Sufficient Funds for Your Entire Retirement
• Market Timing vs. Buy and Hold (substitute feature article)
• Financial Rules of Thumb
• Avoid These Investor Mistakes
• Can You Really Save 50% of Your Income? (substitute feature article)

Spring 2020:

• Reviewing Your Portfolio’s Performance
• Quick Math (substitute feature article)
• Tax-Deferred Compounding
• Estate Planning and Retirement Accounts
• Retirement Withdrawal Strategies (substitute feature article)

Winter 2020:

• Ways to Save for Retirement
• How Much Should You Invest in Stocks? (substitute feature article)
• Assessing Your 401(k) Plan
• The Psychology of Saving
• Fun Ways for the Entire Family to Save (substitute feature article)

401(k) Update Fall 2019:

• Avoid These 401(k) and IRA Mistakes
• Reviewing Legal Documents (substitute feature article)
• Reevaluate Your Life Insurance at Retirement
• What Happens If You Are Disabled?
• Emotional Issues That Prevent Estate Planning (substitute feature article)

Summer 2019:

• Reassess Your Retirement Plans
• The Fundamental Investment Principle (substitute feature article)
• 7 Steps to Make Saving a Habit
• Don’t Underestimate Inflation in Retirement
• Your 401(k) Plan after Changing Jobs (substitute feature article)

Spring 2019:

• How Much Do You Really Need to Retire?
• Avoid This Mistake (substitute feature article)
• Segregating Your Risk
• 5 Steps to Create an Investment Plan
• Credit Issues as You Age (substitute feature article)

Winter 2019:

• Growing Your 401(k) Plan
• Deams and Goals: What’s the Difference? (substitute feature article)
• 4 Steps to Build Financial Confidence
• Watch Out for Retirement Derailers
• Which Goal Is More Important? (substitute feature article)

401(k) Update Fall 2018:

• Squeezed by Competing Needs
• Where Will You Go? (substitute feature article)
• Don’t Forget about Digital Assets in Your Estate Plan
• Investing Before and During Retirement
• Why Should You Consider Bonds? (substitute feature article)

Summer 2018:

• Pump Up Your Retirement Savings
• Don’t Forget Inflation (substitute feature article)
• Part-Time Retirement
• Leaving a Legacy
• Choosing Beneficiaries for 401(k) Plans (substitute feature article)

Spring 2018:

• A 3-Step Asset Allocation Plan
• Your Emotions and Investing (substitute feature article)
• Cutting Financial Clutter
• Which Is Better? Saving or Paying Down Debt?
• Keeping Track of Retirement Funds (substitute feature article)

Winter 2018:

• How Do You Know If You’re Saving Enough?
• Make Saving Part of  Your Budget (substitute feature article)
• Watching Your Stocks
• Advice on Saving for Children
• Set Your Own Debt Limits
• Consider a Bond Tent (substitute feature article)

401(k) Update Fall 2017:

• Saving and Life Planning
• Dealing with Stock Losses (substitute feature article)
• Tactical Asset Allocation and Market Timing
• Overcome 5 Retirement Fears
• How to Save without Pain
• Why Budgets Are Important (substitute feature article)

Summer 2017:

• Practical Implications of Investment Theory
• Asset Correlation (substitute feature article)
• Rebalance Your Portfolio
• Taking the Plunge: When Should You Retire?
• Catch-Up Options for Those 50 and Older
• Why Do Interest Rates Fluctuate? (substitute feature article)

Spring 2017:

• Start Longevity Planning Now
• Changing Life Insurance Needs (substitute feature article)
• Risk Tolerance and Retirement
• Questions to Ask about the DOL’s Fiduciary Rule
• Is Early Retirement Feasible Anymore?
• Withdrawal Strategies Are Important (substitute feature article)

Winter 2017:

• Give Yourself a Money Makeover
• Your 401(k) Plan Contribution Amounts (substitute feature article)
• Keeping Score of Financial Progress
• Long-Term-Care Insurance: A Useful Planning Tool
• Keep Saving after Retirement (substitute feature article)