Financial Topics Upcoming Topics

Below is a list of upcoming and past topics for Financial Topics. If you would like to see the full issue, simply email us at Please take a moment to review all of the personalization options available with our print newsletters. Each issue of Financial Topics has been reviewed by FINRA, but your compliance department may also require review of the newsletter before sending to your clients and prospects.

November 2021:

  • Tax Planning and Retirement
  • Investing Before and During Retirement
  • Stock Market Ups and Downs
  • 4 Reasons to Invest in Bonds
  • 5 Things to Know about Disability Insurance

October 2021:

  • Stock Investing Mistakes to Avoid
  • Evaluating Stock Investments
  • Avoid These 10 Insurance Mistakes
  • Easing into Retirement
  • Essential Tips for Saving for Retirement

September 2021:

  • Sufficient Funds to Last Your Entire Retirement
  • Guarding Your Financial Information
  • 5 Reasons to Start Saving
  • Are All Triple A Bonds Alike?
  • Time: Friend or Foe?

August 2021:

  • Pension Plans vs. 401(k) Plans
  • Principles of Stock Diversification
  • What Is Tax Loss harvesting?
  • Your Bond Allocation
  • Everyone’s Plan Is Different

July 2021:

  • Tax Planning through Life
  • Avoid These Withdrawal Mistakes
  • 401(k) Plan Mistakes to Avoid
  • Enjoy Life and Still Save for Retirement
  • Calculating Your Investment’s Basis

June 2021:

  • Retirement Planning Assumptions
  • Is Your 401(k) Plan Enough?
  • Overcoming the Fear of Investing
  • How to Be Financially Responsible
  • Dealing with a Spouse’s Credit Issues

May 2021:

  • Retirement Planning Decade by Decade
  • Watch Out for These Retirement Derailers
  • Do You Have a Rainy Day Fund?
  • Do You Really Need a Will?
  • Distributing Personal Possessions

April 2021:

  • Your Financial Road Map
  • Money Personalities and Saving
  • Retirement Withdrawal Rates
  • What Kind of Retirement Do You Want?
  • Know When to Exit

March 2021:

  • Leaving a Legacy
  • Discussing Your Estate with Your Family
  • Evaluating P/E Ratios
  • Why Have an Asset Allocation Strategy?
  • Pay Yourself First

February 2021:

  • 8 Questions Your Financial Plan Should Answer
  • A Portfolio Tune Up
  • Managing Risk
  • Tips to Teach Children to Save
  • 6 Signs You Need a Financial Plan

January 2021:

  • Focus on the Basics
  • Assessing Your Risk Tolerance
  • How to Avoid Credit Card Dependence
  • Keep Saving after Retirement
  • Watching Your Stocks

December 2020:

  • Pump Up Your Retirement Savings
  • Watch OUt for These Estimating Mistakes
  • Advice on Saving for Your Children
  • Factors Impacting Your Asset Allocation
  • The Need for an IRA

November 2020:

  • Overcoming 5 Retirement Fears
  • How to Set Savings Goals
  • Do You Really Need 70%?
  • Long-Term Portfolio Management
  • Set Your Own Debt Limits

October 2020:

  • How Do You Know If You’re Saving Enough?
  • Use Conservative Assumptions
  • Ways to Increase Your Saving
  • New to Investing? Avoid These Mistakes
  • How Much Life Insurance Do You Need?

September 2020:

  • Insurance and Financial Planning
  • Life Insurance for Stay-at-Home Spouses
  • 10 Steps to Control Debt
  • 4 Steps to Boost Financial Confidence
  • A Dividend Investing Strategy

August 2020:

  • Objectives Help Focus Investing
  • Take Time to Reassess
  • Cut Financial Clutter
  • Financial Planning for Married Couples
  • Staggered Retirements

July 2020:

  • Estate Planning Considerations for Your Children
  • The SECURE Act and Stretch IRAs
  • Estate Planning and Baby Boomers
  • Insurance Basics
  • Retirement Withdrawal Strategies

June 2020:

  • The Basics of the SECURE Act
  • Active vs. Passive Bond Investing
  • When to Use Tax-Advantaged Accounts
  • What To Do When Your Budget Isn’t Working
  • Bond Price Fluctuations

May 2020:

  • How Flexible Is Your Financial Plan?
  • Taxes and Your Investments
  • Finding a Balance between Risk and Return
  • Financial Rules of Thumb
  • Planning Year Round

April 2020:

  • 7 Psychological Traps
  • Financial Tips for the Sandwich Generation
  • Your Retirement Portfolio and Bonds
  • 4 Reasons for Goal-Focused Investing
  • Managing Your Nest Egg after Retirement

March 2020:

  • Avoid These Investor Mistakes
  • How to Raise Financially Responsible Children
  • Your Risk Tolerance and Retirement
  • Market Timing vs. Buy and Hold
  • Ways to Reduce Life Insurance Premiums

February 2020:

  • Dow Theory: Curbing Emotional Investing
  • Retirement Planning for Stay-at-Home Parents
  • Financial Management for College Students
  • Why Have an Asset Allocation Strategy?
  • Quick Math

January 2020:

  • How Much Will College Really Cost?
  • Getting Your Fair Share of Merit Aid
  • When Should You Consider a 401(k) Plan?
  • 4 Reasons to Invest in Bonds
  • Encourage the Importance of Saving

December 2019:

  • Bond Investing Strategies
  • Avoid These Estate Planning Mistakes
  • Credit Cards and Your Financial Plan
  • Paying Off Your Mortgage
  • Get Your 401(k) Plan on Track

November 2019:

  • Ways to Save for Retirement
  • The Psychology of Saving
  • Don’t Underestimate Inflation in Retirement
  • 5 Reasons to Start Saving
  • Fun Ways for the Entire Family to Save

Financial Topics October 2019:

  • Introduction to Stock Analysis
  • Converting to a Roth IRA
  • When Should You Sell?
  • Teaching Your Children about Investing
  • Avoid These 401(k) and IRA Mistakes

Financial Topics September 2019:

  • Growing Your 401(k) Plan
  • Managing Bond Risks
  • Does Your Insurance Need Adjusting?
  • Lessons Learned from the Stock Market
  • Principles of Stock Diversification

Financial Topics August 2019:

  • Take Time to Reassess
  • Reevaluate Your Life Insurance at Retirement
  • How to Get a Handle on Your Spending
  • Consider a Personal Liability Umbrella Policy
  • Emotional Issues That Prevent Estate Planning

Financial Topics June 2019:

  • Calculating Your Financial Ratios
  • Preventing Identity Theft
  • Why Tax Planning Matters
  • Your Parents’ Estate Plans
  • Avoid This Mistake

May 2019:

  • Why Inflation Can Be Good
  • Should You Even Consider Early Retirement?
  • Making Sense of the Federal Deficit
  • Your 401(k) Plan after Changing Jobs
  • Learning Income Tax Basics

April 2019:

  • Estate-Planning Checklist
  • Having the Talk
  • Distributing Your Estate to Grown Children
  • Don’t Miss These Selling Mistakes
  • Managing Correlations

March 2019:

  • Get These Decisions Right
  • Asset Allocation and Diversification
  • Retirement-Planning Assumptions
  • 4 Steps to Create a Budget
  • Reviewing Legal Documents

February 2019:

  • 5 Steps to Create an Investment Plan
  • Assessing Your 401(k) Plan
  • How to Talk to Your Parents about Finances
  • 6 Life Insurance Mistakes to Avoid
  • Segregating Your Risk

January 2019:

  • How Much Do You Really Need to Retire?
  • Nurturing Your IRA
  • Get Your Finances in Order
  • Drawdown Retirement Funds Carefully
  • Changing Life Insurance Needs

December 2018:

  • Insurance Dos and Don’ts
  • Give Yourself a Money Makeover
  • 7 Steps to Make Saving a Habit
  • Calculating Your Life Insurance Needs
  • Using P/E Ratios

November 2018:

  • Easing into Retirement
  • Is Your 401(k) Plan Enough?
  • Taking Required Minimum Distributions
  • Do You Have Too Much Debt?
  • Straighten Out Your Financial Accounts

October 2018:

  • Squeezed by Competing Needs
  • 5 Stock Investing Mistakes to Avoid
  • How Much Do You Really Need for Retirement?
  • Don’t Forget about Inflation
  • Growth vs. Value Investing

September 2018:

  • Understanding and Improving Your Credit Score
  • Decisions Regarding College Funding
  • A Portfolio Tune Up
  • Time — Friend or Foe?
  • Credit Issues as You Age

August 2018:

  • Bonds for Every Stage of Life
  • Retirement Planning for Stay-at-Home Parents
  • 5 Estate Planning Tips for Dependents
  • Should You Defer Income Taxes?
  • Why Should You Consider Bonds?

July 2018:

  • Myths about College Planning
  • The Downside of Taxes Determining Investment Strategy
  • Expenses Cutting into Savings?
  • Insurance Basics
  • A Tax Planning Mentality

June 2018:

  • Reassess Your Retirement Plan
  • The ABCs of Risk Premiums
  • Avoid These 5 Investing Mistakes
  • Watch Out for Retirement Derailers
  • Check These Factors before Switching Jobs

May 2018:

  • How to Save More: Step by Step
  • Keeping Score of Your Financial Progress
  • 7 Ways to Pay Less for College
  • A Budget for Your College Student
  • The Fundamental Investing Principle

April 2018:

  • Investing Before and During Retirement
  • Should You Stay or Should You Go?
  • How to Measure Your Investments’ Performance
  • Part-Time Retirement
  • Distributing Personal Possessions

March 2018:

  • Your Financial Road Map
  • Leaving a Legacy
  • Merging Finances When Marrying
  • The Need for an IRA
  • Don’t Forget Your Digital Assets in Your Estate Plan

February 2018:

  • Focus on the Basics
  • Cut the Financial Clutter
  • 4 Steps to Build Financial Confidence
  • Finding Ways to Save
  • Your Emotions and Investing

January 2018:

  • Pump Up Your Retirement Savings
  • Should You Consider Incentive Trusts?
  • Assessing Your Risk Tolerance
  • Tips for Your Asset Allocation
  • Keep Track of Your Retirement Plans

December 2017:

  • Should You Save or Pay Down Debt?
  • Challenges to Your Retirement
  • Don’t Touch Your 401(k) Funds
  • Encourage Your Children to Fund IRAs
  • Consider a Bond Tent

November 2017:

  • Practical Implications of Investment Theory
  • Umbrella Insurance: An Added Layer of Protection
  • How to Avoid Credit Card Dependence
  • 5 Reasons to Start Saving More
  • Watching Your Stocks

October 2017:

  • How Do You Know If You’re Saving Enough?
  • Ways to Save for Retirement
  • Tactical Allocation and Market Timing
  • How to Make Saving Part of Your Budget
  • How and Why to Build a Bond Ladder

September 2017:

  • Avoid These 10 Insurance Mistakes
  • Protecting Yourself against Medical Identity Theft
  • Control Your Spending
  • 5 Reasons to Consider Disability Insurance
  • Withdrawal Strategies Are as Important as Planning Strategies

August 2017:

  • What’s a Reasonable Rate of Return?
  • The Dow Theory: Curbing Emotional Investing
  • Estate Planning for Blended Families
  • How to Raise Financially Responsible Children
  • Investing Defensively

July 2017:

  • Estate-Planning Tips for Baby Boomers
  • Talking to Your Family about Your Estate Plan
  • Sufficient Funds to Last Your Entire Retirement
  • How to Encourage the Importance of Saving
  • Which Goal Is More Important?

June 2017:

  • Diversifying Your Bond Portfolio
  • Incorporating Bonds in Your Portfolio
  • Your 401(k) Plan Has Hidden Gems
  • Is Early Retirement Still Feasible?
  • Consider Maturity Dates

May 2017:

  • Consider These Investment Tax Strategies
  • Rebalance Your Portfolio
  • Taking the Plunge: When Should You Retire?
  • Why Budgets Are Important
  • A Tax Planning Perspective

April 2017:

  • How Flexible Is Your Financial Plan?
  • Financial Rules of Thumb
  • Save Without the Pain
  • Making Progress Toward Your Financial Goals
  • Shipping for Value in a College Education

March 2017:

  • A 3-Step Asset Allocation Strategy
  • 10 Common Investor Mistakes
  • 4 Reasons to Encourage Your College Student to Work Part Time
  • 8 Questions Your Financial Plan Should Answer
  • Does Buy and Hold Still Make Sense?

February 2017:

  • Start Longevity Planning Now
  • The DOL Fiduciary Rule: What You Need to Know
  • How to Build and Manage a Rainy Day Fund
  • 8 Scenarios Where You Need Life Insurance
  • Dealing with a Spouse’s Credit Issues

January 2017:

  • Is It Time to Rethink College?
  • An Investing Plan for College Costs
  • Is Your Risk Tolerance Hurting Your Retirement Portfolio?
  • Understanding Stock Market Risk
  • Review Your Homeowners Insurance